Students who graduated within the last two years or who will graduate within the next six months, and have proof of current employment are eligible for $500 bonus cash. Active, reserve, retired, honorably discharged veterans within 24 months of their discharge date and their household members are eligible for $500 Military Bonus Cash. You don’t have to finance with TFS to get this type of rebate, which can be worth $500. You typically can’t use it in conjunction with a low-APR offer, and you must finance with TFS to receive it. You could qualify for a 0% or otherwise low APR financing deal. Repeatedly leasing new vehicles is more expensive than buying one and sticking with it. One of the biggest benefits of leasing is that it can allow you to drive a new car without a huge payment, but there are some drawbacks. Toyota leasing allows terms of 24 to 72 months (36 is the most common), and annual mileage of 10,000, 12,000 and 15,000.
credit bureaus allow a 14-day time window for consumers to rate-shop. It won’t hurt your credit score to apply to several lenders any more than it does to apply to one as long as you submit all applications within two weeks. When you are seriously looking to finance a car, we strongly recommend that you get at least one auto loan offer as a preapproval, without a dealership as the middleman. Here’s a car payment calculator if you want help with some math. A 0 APR Toyota deal means that you don't pay that additional fee. APR stands for Annual Percentage Rate and reflects fees or interest on top of your car payment. Only very well-qualified buyers will qualify for the lowest APR. Toyota financing rates can start at 0.00% APR loan terms range from 24 to 72 months. Just ask your local Toyota dealer about your options for Toyota 0 or low-APR finance deals. You can use a TFS offer at any Toyota dealership, but you can’t drive across town and use it at the dealership of another automaker, such as Kia Motors Finance.
You can apply for Toyota financing directly on the Toyota website, or a Toyota dealership website or apply in person at a dealership. TFS offers car loans on its new, used and certified pre-owned (CPO) vehicles, and leasing on its new models.
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